Binance is the world's leading blockchain ecosystem and cryptocurrency infrastructure provider, with a financial product suite that includes the largest digital asset exchange by trading volume. Trusted by 300+ million people in 100+ countries, Binance is recognized for its industry-leading security, user fund transparency, trading engine speed, and an unmatched portfolio of digital-asset products. Our offerings range from trading and finance to education, research, payments, institutional services, and Web3 features. We are dedicated to leveraging the power of digital assets and blockchain to build an inclusive financial ecosystem, advance the freedom of money, and improve financial access for people around the world.

About the Position

Introduction

Binance, the world's leading blockchain ecosystem and cryptocurrency exchange, is seeking a highly analytical and execution-driven Program Management Officer (PMO) to join our team. This role will be pivotal in supporting the launch, scaling, and optimization of the Binance Card program globally. You will work cross-functionally with Product, Finance, Compliance, Marketing, and external partners to ensure the card program is commercially viable, operationally efficient, and positioned for long-term growth.

Responsibilities

Card Vendor Assessment & Management
- Identify, evaluate, and onboard card program vendors (issuers, processors, program managers).
- Lead RFP/RFI processes, commercial negotiations, and contract structuring.
- Assess vendors across capabilities, pricing, compliance readiness, and scalability.
- Define and monitor vendor KPIs and SLAs.
- Manage ongoing vendor performance and optimization.
Financial Planning & P&L Ownership
- Build and maintain detailed financial models for the Binance Card program.
- Partner with Finance to develop and manage end-to-end P&L.
- Forecast revenues (interchange, FX spreads, fees, partnerships).
- Analyze cost drivers (scheme fees, processing, fraud losses, rewards).
- Track actuals vs forecast and drive cost optimization initiatives.
- Support pricing, incentives, and rewards strategy.
Growth Strategy & Commercial Expansion
- Define and execute growth strategies in collaboration with internal stakeholders such as Marketing, Product, and Data teams to optimize the end-to-end card lifecycle.
Card Scheme Relationship Management
- Manage strategic relationships with global card networks such as Visa and Mastercard.
- Ensure compliance with scheme rules, regulations, and program requirements.
- Negotiate commercial terms (incentives, rebates).
- Coordinate scheme approvals, certifications, and audits.
- Collaborate on joint initiatives (marketing campaigns, product enhancements).
Program Management & Governance
- Drive end-to-end program execution, timelines, and milestones.
- Maintain program roadmap and governance framework.
- Identify risks and implement mitigation strategies.
- Ensure alignment across Product, Tech, Compliance, Legal, and Operations.
- Provide regular reporting and insights to senior leadership.
Strategic Analysis & Market Intelligence
- Conduct market benchmarking for crypto and fintech card programs.
- Analyze competitor products, pricing, and rewards structures.
- Evaluate new business models and partnership opportunities.

Requirements

Proven enterprise-level business development experience with the ability to engage and negotiate with C-suite stakeholders and manage complex, multi-party partnerships.
Strong existing network within Payment Service Providers (PSPs), acquirers, payment processors, or financial institutions in target regions.
Demonstrated ability to operate in regulated environments and navigate compliance and reputational considerations when structuring partnerships.
Commercially mature, resilient, and execution-driven, with the ability to build momentum in high-growth, expansion-focused environments rather than relying on established infrastructure.
Strong analytical mindset with the ability to interpret merchant performance data and translate insights into scalable partnership strategies.
Fluency in English and Spanish is required to coordinate with overseas partners and stakeholders.

Nice to Have

Additional language proficiency.

Benefits

Opportunity to shape the future with the world’s leading blockchain ecosystem.
Collaborate with world-class talent in a user-centric global organization with a flat structure.
Tackle unique, fast-paced projects with autonomy in an innovative environment.
Thrive in a results-driven workplace with opportunities for career growth and continuous learning.
Competitive salary and company benefits.
Work-from-home arrangement (may vary depending on the business team's work nature).
Binance is committed to being an equal opportunity employer with a diverse workforce.

About Company

How to Apply

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