Financial Risk Operations Manager

UR is building the account layer for the open economy, providing regulated infrastructure that enables wallets, developers, and financial platforms to offer real financial accounts to their users through a single API. We combine personal IBANs, seven on-chain currencies, SEPA and SWIFT rails, Mastercard, and built-in compliance into six modular building blocks, allowing partners to integrate swiftly. UR connects traditional finance with digital assets, offering composable and programmable solutions for identity, money, rules, and data. With over 240,000 live accounts and more than $1.2 billion in deposits, UR partners span four continents. Our 50-person team operates from Zurich, adhering to one of the world's most rigorous regulatory frameworks. We are a fast-moving company, committed to building in public, and driven by the conviction that open financial rails should be as usable as they are powerful.

Introduction

UR is seeking a proactive and experienced Financial Risk Operations Manager to lead the strategic development and operational management of our unified risk control program in Singapore. This vital role involves bridging high-level risk policy with technical implementation, acting as the functional architect for our Risk Control System (RCS). You will collaborate closely with our engineering team to design, build, and operate a world-class risk engine, leveraging your deep understanding of traditional banking risk within the context of digital assets.

Responsibilities

• System Design & Strategy: Serve as the primary functional lead for the internal Risk Control System (RCS), defining the logic, rules, and triggers for fiat transactions, card usage, and forex activities.
• Risk Operations & Handling: Lead the end-to-end lifecycle of risk activities, including real-time monitoring, in-depth investigations, and executing decisive actions such as account blocks, fund freezes, and Enhanced Due Diligence.
• Policy Development: Design and iterate on risk policies and Standard Operating Procedures (SOPs) that adhere to international banking standards while ensuring a seamless user experience.
• Dev-Team Collaboration: Act as the primary stakeholder for the Risk Development team, translating operational requirements and observed risk patterns into clear technical specifications for the development of automated risk tools.
• Data-Driven Forensics: Investigate transaction data to identify emerging fraud typologies, potential money laundering risks, or unusual market activities, ensuring the system evolves proactively to mitigate threats.

Requirements

• Industry Expertise: 6+ years of experience in Financial Risk, Fraud Operations, or Transaction Monitoring within a bank, payment service provider (PSP), or major FinTech.
• Core Banking Knowledge: Deep proficiency in Mastercard/Visa scheme rules, SWIFT/SEPA payment rails, and the risk nuances associated with high-velocity Forex operations.
• System Logic & Implementation: Strong ability to define functional requirements for technical teams, including the design of automated "if/then" risk logic that developers can implement effectively.
• Bilingual Proficiency: Native or professional-level fluency in Mandarin and English (both written and verbal) is essential for coordinating with global technical hubs and regional stakeholders.
• Operational Decisiveness: Proven track record of handling high-stakes risk investigations and making clear, data-backed decisions regarding user activity and fund security.
• Location: Must be based in Singapore.

Nice to Have

• Experience with blockchain or digital asset platforms is a plus.

Benefits

• Benefits information not provided in the original posting.

About Company

UR is building the account layer for the open economy, providing regulated infrastructure that enables wallets, developers, and financial platforms to offer real financial accounts to their users through a single API. We combine personal IBANs, seven on-chain currencies, SEPA and SWIFT rails, Mastercard, and built-in compliance into six modular building blocks, allowing partners to integrate swiftly. UR connects traditional finance with digital assets, offering composable and programmable solutions for identity, money, rules, and data.

With over 240,000 live accounts and more than $1.2 billion in deposits, UR partners span four continents. Our 50-person team operates from Zurich, adhering to one of the world's most rigorous regulatory frameworks. We are a fast-moving company, committed to building in public, and driven by the conviction that open financial rails should be as usable as they are powerful.

How to Apply

Interested candidates are invited to apply through the provided link: https://cryptojobslist.com/jobs/financial-risk-operations-manager-singapore-at-windranger-labs#apply